Aerial view of West Chester
The Best West Chester Area Food Trucks
May 8, 2024
Aerial view of West Chester
The Best West Chester Area Food Trucks
May 8, 2024

How Much Does It Cost to Sell a House?

What’s the cost of selling a house in West Chester, PA? The answer depends on a home’s sale price, location, and many other factors. With an experienced local real estate agent at your side, you can plan the home-selling journey from start to finish. On top of that, you’ll understand all the costs you’ll face as you sell your home. 

Cost to Sell a House

Some research suggests average home prices vary from state to state, and the selling house cost may fall between 10-15% of the sale price. Based on this, if you sell your home for $500,000, you’ll wind up paying about $50-75,000 to cover the cost of the transaction. 

Of course, every home sale is unique. Just because one seller has to pay 15% of their house’s sale price doesn’t mean you’ll have to do the same. Regardless, there are many expenses you’ll likely have to pay out of your pocket with any house you sell. These include:

Real Estate Commissions

These tend to range from 5-6% of a home’s sale price. You may be responsible for commissions for both your real estate agent and the buyer’s. In this instance, you’ll cover these costs when your sale is finalized. 

Closing Costs

If you think a buyer will pay all of your home closing costs, think again. You may have to pay for title insurance, settlement and recording fees, prorated property taxes, and homeowners association (HOA) fees until closing. Along with these, you may be responsible for escrow and wire transfer fees (although these are usually minimal). And if you hire a real estate attorney, you’ll have to pay their legal fees when you close.


Selling your home doesn’t necessarily mean you’re done with your mortgage. You’ll still have to pay off the remainder of your mortgage before you can transfer the ownership of your property. With this, you may have to add prorated accrued interest to the full balance. Your lender may also assess a prepayment penalty. 


Where you’re going, how much stuff you want to bring with you, and if you decide to hire a moving company can have far-flung effects on your relocation costs. An in-state move may cost you less than $2,000. On the other hand, if you’re moving across the country, research indicates you may have to pay up to $15,000 to do so. 


You may be responsible for property, transfer, and capital gains taxes. With your home’s property tax, you may have to pay your share up to your closing date. Meanwhile, Pennsylvania has a 1% realty transfer tax that applies to home sales. With this, you’ll be assessed a tax of 1% on your home’s value. And if you make a substantial profit on your house sale, you may be required to pay a capital gains tax to the government.

Other Home Selling Expenses to Consider

Even if you’re ready and willing to pay these home-selling costs, there are optional expenses you’ll want to account for. These expenses may help you improve your home and promote it to prospective buyers. 

Optional expenses that may bring up the cost to sell your house include:

  • Home Inspection: You may want to have your home inspected before you list it, as this can help you identify opportunities to improve your property. 
  • Home Repairs: With home repairs, you may make your home more attractive to buyers. 
  • Staging: Thanks to staging, you can make your house stand out from others in your neighborhood. 

It often helps to make a budget as you get ready to sell your house. From here, you’ll be able to determine how much time, money, and resources you’ll want to commit to cover various essential and non-essential home selling costs. 

Manage the Mental ‘Cost’ of Selling a Home

Some say “home is where the heart is” — and most of the time, they’re absolutely right about this.

Unfortunately, when you’re selling a home, it’s easy to get caught up in the hustle and bustle of things. If you do, you may feel mentally worn down and exhausted, to the point where you’re ready to give up on the process altogether. 

If the mental “cost” of selling a home is getting the best of you, help is available. Here are tips to help you manage this cost and keep your eyes on the bright future that lies ahead:

  • Set Realistic Expectations: Do your best to sell your house, and if things don’t go exactly the way you want, revamp your goals accordingly. 
  • Take Time for Yourself: Watch a movie, read a book, spend time with family and friends, and do other things you enjoy as frequently as you can as you move through the home-selling process, as this can help you feel your best. 
  • Map Out Your Move: Pick up moving boxes and supplies and start getting your things ready as you’re selling your house — that way, you won’t have to rush at the last minute to pack up everything for your move. 

Work With a Trusted Agent in West Chester, PA

Lastly, it’s typically a good idea to work with a real estate agent who knows the ins and outs of the local market. This agent will communicate and collaborate with you and help you sell your house quickly and efficiently. 

West Chester real estate agent Mike Ciunci is happy to help you sell your house. As your friend in real estate, he will help you manage your costs throughout your home-selling journey. 

Contact Mike Ciunci to sell your home in the West Chester, PA area.

Mike Ciunci
Mike Ciunci
Mike Ciunci has been a Real Estate Salesperson for Keller Williams for over 16 years. He is a specialist in the West Chester real estate market. He has sold over 56 million dollars per year and helped nearly 100 clients each year with their local real estate needs. Mike has a PA Real Estate Salesperson License and is a member of the PA Association of Realtors (PAR) and the National Association of Realtors (NAR).